20 TWIN RIVER DRIVE, ORMOND BEACH, FL, 32174
Active0 days on marketListed Aug 4, 2026MLS #V4950546
About this home
20 TWIN RIVER DRIVE
Welcome home to this beautifully updated 4-bedroom property in a fantastic location close to everything! Situated on a large corner lot with no required HOA, this home offers the perfect blend of updates and everyday comfort. The interior was fully redone in 2014 and features a spacious kitchen with a large island, ideal for entertaining, plus a cozy wood-burning fireplace in the living room for those cooler evenings. The primary suite offers a private retreat with a generous walk-in closet and a large bathroom with a spacious shower. Two additional bedrooms share a convenient Jack-and-Jill style bathroom, while a large 4th bedroom, adjacent to the 3rd bath, rounds out the flexible floor plan. This home is loaded with valuable updates, including a whole-house generator for peace of mind, a brand new drainfield (2020), and a new water heater. A gas line runs to Generac connections for both the grill and stove. A sprinkler system connected to a private well with timer keeps the landscaping lush, and the yard is enclosed with a vinyl fence for privacy. Step outside to enjoy the expansive 44x10 covered porch/patio, perfect for relaxing or entertaining, and take advantage of the attached 2-car garage for parking and storage. Don't miss this move-in ready home. Square footage received from tax rolls. All information recorded in the MLS intended to be accurate but cannot be guaranteed.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,214
Sqft
0.4 ac
Lot size
2
Garage
1969
Year built
One
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,618 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,618/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.6%
Days on market
0 vs 51 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32174 — neighborhood snapshot
Population
53,087
Median age
56.3
Median income
$67,817
Median home value
$315,100
Avg household
2.19
Households w/ children
4,692
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$407K → $395K
Ormond Beach median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ashton Harris
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 20 TWIN RIVER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20 TWIN RIVER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ashton's phone and CRM.
Straight answers
20 TWIN RIVER DRIVE FAQs
What would the monthly payment be for 20 TWIN RIVER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,618/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20 TWIN RIVER DRIVE?+
The most recent tax bill on record (2025) was $4,654. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ormond Beach?+
At $485,000, this home is listed about 12% above the Ormond Beach median of $431,990. The market section on this page shows how the area is trending.
Which schools are assigned to 20 TWIN RIVER DRIVE?+
Pathways Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of REALTY PROS ASSURED · Buzzy Porter, Jr. MLS #V4950546.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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