
16215 IVY LAKE DRIVE, ODESSA, FL, 33556
Active1 days on marketListed Aug 15, 2026MLS #TB8534918
About this home
16215 IVY LAKE DRIVE
Virtually Staged. Tucked along the shores of Ivy Lake, this 2,732-square-foot home offers something that's becoming increasingly difficult to find: **space, privacy, and a backyard you'll actually use.** Situated on an oversized .37-acre lakefront lot (but NOT in a FLOOD ZONE!) with water views, lake access, and a fully fenced yard, you'll have plenty of room for family, pets, entertaining, or simply enjoying the peaceful, serene setting from the fire pit or the screened in lanai. Inside, the home features four bedrooms, three full bathrooms, a separate office (which could easily be a 5th bedroom), and a floor plan that offers flexibility for just about every stage of life. The rich **teak hardwood floors**—a premium, high-end hardwood rarely found in today's homes—add warmth and character throughout all the main living areas, while soaring ceilings and crown molding create an open, inviting feel. A formal living and dining room provide space for holidays and entertaining, while the kitchen and family room come together as the heart of the home for everyday living. Notably the fourth bedroom, located just off the family room, has its own private entrance and updated full bath. Whether you need an in-law suite, space for an adult child, guest quarters, or even a home business, this room gives you options that most homes simply don't offer. A separate laundry room with additional storage only adds to the home's practicality. Step outside and you'll immediately understand why this home is so special. The oversized screened lanai features a fully equipped outdoor kitchen, and overlooks the lake—making it the perfect place to host family and friends or simply unwind at the end of the day. Just beyond, the expansive fenced backyard offers a pavered pathway to the firepit, direct lake access, and room to add a pool, launch a kayak, play with 4-legged family, or enjoy the open green space. The renovated cabana bath allows guests to come and go from the backyard without ever needing to walk through the house. Beyond the beauty of the home, you'll also appreciate the thoughtful upgrades that make everyday living more efficient and reliable. The **cooktop, ovens, heating system, dryer, and whole-house generator are all powered by natural gas**, providing dependable performance when you need it most. The home is also equipped with **solar panels that currently generate enough electricity to power the entire home**, offering exceptional energy efficiency and helping keep utility costs low. Completing the property is a spacious three-car garage equipped with a mud sink and plenty of room for vehicles, storage, and hobbies. Roof 2024, HVAC 2023, Water Heater 2021. Lakefront homes with an oversized fenced lot, premium finishes, energy-efficient upgrades, and this much flexibility don't come along very often. Add in the premier location: minutes from schools, daycare, shopping and the Suncoast Hwy, and 16215 Ivy Lake Drive isn't just another home on the market—it's the kind of property that becomes harder to replace once it's gone!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,732
Sqft
0.37 ac
Lot size
3
Garage
2004
Year built
One
Levels
$296
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,465 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,465/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+54.9%
$/sqft vs Odessa actives
$296 vs $273
Days on market
1 vs 51 typical
Where $296/sqft sits among the 194 Odessa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Odessa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Odessa. See the full Odessa guide →
ODESSA 33556 — neighborhood snapshot
Population
34,045
Median age
40.9
Median income
$151,034
Median home value
$589,700
Avg household
2.93
Households w/ children
4,581
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Odessa market
$725K → $698K
Odessa median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
116 of 194
Odessa actives have cut their price
Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the ODESSA 33556 median. See the full Odessa market guide →
Paper trail
This home's history
Reality check
What actually sold near 16215 IVY LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$650,000
16501 NIKKI LANE · same community
5 bd · 3 ba · 2,836 sqft · $229/sqft · 50 DOM
Sold · Nov ’25$660,000
16106 RAMBLING ROAD · same community
4 bd · 3 ba · 2,626 sqft · $251/sqft · 65 DOM
Sold · Jan ’26$854,800
16219 IVY LAKE DRIVE · same community
4 bd · 3 ba · 2,865 sqft · $298/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ashton Harris
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16215 IVY LAKE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16215 IVY LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ashton's phone and CRM.
Straight answers
16215 IVY LAKE DRIVE FAQs
What would the monthly payment be for 16215 IVY LAKE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,465/mo — principal and interest, the actual property-tax bill, the $145/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16215 IVY LAKE DRIVE?+
The association fee works out to $145 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16215 IVY LAKE DRIVE?+
The most recent tax bill on record (2025) was $5,822. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16215 IVY LAKE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Odessa?+
At $810,000, this home is listed about 14% above the Odessa median of $710,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16215 IVY LAKE DRIVE?+
Steinbrenner High School (high), Martinez Middle School (middle), Hammond Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$810,000 runs 21% above the ODESSA 33556 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Odessa market that averages 51 — if it fits, move quickly.
04Strong assigned schools
Steinbrenner High School, Martinez Middle School, Hammond Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Steinbrenner High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Melissa Pranzo. MLS #TB8534918.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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