1651 SAND KEY ESTATES COURT UNIT 78, CLEARWATER BEACH, FL, 33767
Pending62 days on marketListed Jun 18, 2026MLS #TB8519686
About this home
1651 SAND KEY ESTATES COURT UNIT 78
Experience elevated coastal living in this beautifully updated corner residence at Harborage I, showcasing sweeping views of the Gulf of Mexico, Intracoastal Waterway, and Sand Key Beach. This spacious 2-bedroom, 2-bath condo was fully renovated in 2022, featuring a modern kitchen, updated bathrooms, and refined coastal finishes throughout. Walls of windows fill the home with natural light and capture water views from nearly every room. Designed for both comfort and lifestyle, the home includes a deep-water boat slip with a 12,000 lb lift - offering quick, direct access to open Gulf waters. A rare under-building tandem parking space adds exceptional convenience and security. The open-concept layout flows seamlessly to a large private balcony, where you can enjoy sunrise coffee or sunset views while watching dolphins, manatees, and passing boats drift by. The primary suite offers a generous walk-in closet and a spa-like ensuite bath with a soaking tub and separate glass shower. Harborage I is a gated waterfront community known for its peaceful setting and prime location just minutes from award-winning beaches, fine dining, boutique shopping, and vibrant nightlife. A rare opportunity to own a fully updated corner waterfront condo with premier boating access - ideal as a full-time residence or coastal retreat.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,530
Sqft
2.42 ac
Lot size
1
Garage
1982
Year built
One
Levels
$457
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,411 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,411/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12%
$/sqft vs Clearwater Beach actives
$457 vs $571
Days on market
62 vs 70 typical
Where $457/sqft sits among the 274 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sand Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Sand Key — neighborhood snapshot
Population
2,337
Median age
71
Median income
$109,542
Median home value
$727,100
Avg household
2
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $885K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
119 of 274
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1651 SAND KEY ESTATES COURT UNIT 78
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$500,000
1651 SAND KEY ESTATES COURT UNIT 44 · same community
2 bd · 2 ba · 1,530 sqft · $327/sqft · 121 DOM
Sold · Mar ’26$530,000
1651 SAND KEY ESTATES COURT UNIT 26 · same community
2 bd · 2 ba · 1,530 sqft · $346/sqft · 20 DOM
Sold · Feb ’26$692,000
1651 SAND KEY ESTATES COURT UNIT 78 · same community
2 bd · 2 ba · 1,530 sqft · $452/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ashton Harris
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1651 SAND KEY ESTATES COURT UNIT 78 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1651 SAND KEY ESTATES COURT UNIT 78 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ashton's phone and CRM.
Straight answers
1651 SAND KEY ESTATES COURT UNIT 78 FAQs
What would the monthly payment be for 1651 SAND KEY ESTATES COURT UNIT 78?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,411/mo — principal and interest, the actual property-tax bill, the $1,311/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1651 SAND KEY ESTATES COURT UNIT 78?+
The association fee works out to $1,311 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1651 SAND KEY ESTATES COURT UNIT 78?+
The most recent tax bill on record (2025) was $10,872. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1651 SAND KEY ESTATES COURT UNIT 78?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $699,000, this home is listed about 13% below the Clearwater Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1651 SAND KEY ESTATES COURT UNIT 78?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$699,000 runs 25% above the CLEARWATER BEACH 33767 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $1,311/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LOKATION · Hany Edward. MLS #TB8519686.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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