Ashton Harris
$298,0004 bd2 ba1,850 sqft$161 /sqft$2,452 /mo all-in ↓

530 PATTON LOOP, BARTOW, FL, 33830

Active116 days on marketListed Mar 26, 2026MLS #TB8490605

Single Family ResidenceLIBERTY RDG PH 1

About this home

530 PATTON LOOP

*Seller does have an assumable loan* Welcome to this immaculate, like-new single-family home located in the heart of Bartow, Florida. Built in 2021, this stunning property offers the perfect blend of modern design, comfort, and energy efficiency. Step inside and be captivated by the open-concept floor plan, where high ceilings and abundant natural light create an inviting atmosphere. The gourmet kitchen is a chef's delight, featuring sleek stone countertops, stainless steel appliances, and a large center island perfect for meal prep and entertaining. The seamless flow from the kitchen to the family room makes this home an entertainer's dream. This spacious home boasts 4 bedrooms and 2 bathrooms, providing ample space for families or guests. The primary suite is a true retreat, offering a tranquil sanctuary with a spacious walk-in closet and a luxurious en-suite bathroom with dual sinks. Beyond the interior, this home is built with sustainability in mind, featuring a solar power system to help offset electric bills. The property also includes a 2-car garage for convenience and additional storage. Located in the serene Liberty Ridge community, you'll enjoy a peaceful lifestyle while still being in close proximity to major hubs like Winter Haven, Lakeland, and Tampa. This community is also known for its patriotic monument, honoring those who have served our country. Don't miss the opportunity to own this beautiful, move-in-ready home. Schedule your private tour today and experience the best of Florida living!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,850

Sqft

0.13 ac

Lot size

2

Garage

2021

Year built

One

Levels

$161

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · In Wall Pest System · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorIrrigation System · Sidewalk

Community & fees

HOA fee$71/mo
Taxes (2024)$4,017/yr
PetsBreed Restrictions
CommunityDeed Restrictions

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,452 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,754
FHA mortgage insurance (est.)$132
Property tax — 2024 actual bill$335
HOA fee — from the listing$71
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,430Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,430
Interest rate6.00%
Loan term

Estimated payment

$2,452/mo

Principal & interest$1,754
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$335
HOA / condo fee$71
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $298K
$259KedgeAI estimate $273,616 · range $270K$281K$310K

vs edgeAI estimate

+8.9%

$/sqft vs Bartow actives

$161 vs $175

Days on market

116 vs 42 typical

Where $161/sqft sits among the 120 Bartow actives

22
32 · this home
28
21
8
9
$108–137$137–167$167–196$196–225$225–255$255+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bartow

Map of 530 PATTON LOOP

Drive times from this address

Walt Disney World58 min
Downtown Tampa58 min
Orlando Int’l Airport (MCO)69 min
Universal Orlando72 min

Get to know Bartow. See the full Bartow guide →

BARTOW 33830 — neighborhood snapshot

Population

32,738

Median age

36.2

Median income

$62,636

Median home value

$207,900

Avg household

2.91

Households w/ children

3,768

For the school run

Polk County School District

HighBartow Senior High School★★★★★
MiddleBartow Middle School★★★★
ElementaryJames E. Stephens Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bartow market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$325K$310K

Bartow median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

68 of 120

Bartow actives have cut their price

Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% below the BARTOW 33830 median. See the full Bartow market guide →

Paper trail

This home's history

Mar 26, 2026Listed at $298,000 · 116 days on market since
2021Built · LIBERTY RDG PH 1

Reality check

What actually sold near 530 PATTON LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

640 EISENHOWER STREETSold · Dec ’25

$325,000

640 EISENHOWER STREET · same community

4 bd · 2 ba · 1,850 sqft · $176/sqft · 65 DOM

315 MACARTHUR STREETSold · Mar ’26

$325,000

315 MACARTHUR STREET · same community

4 bd · 3 ba · 2,150 sqft · $151/sqft · 139 DOM

323 MACARTHUR STREETSold · Feb ’26

$255,000

323 MACARTHUR STREET · same community

3 bd · 2 ba · 1,444 sqft · $177/sqft · 78 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Ashton Harris

Your agent

Ashton Harris

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 530 PATTON LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 530 PATTON LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Ashton's phone and CRM.

Goes straight to Ashton’s phone and CRM.

Straight answers

530 PATTON LOOP FAQs

What would the monthly payment be for 530 PATTON LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,452/mo — principal and interest, the actual property-tax bill, the $71/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 530 PATTON LOOP?+

The association fee works out to $71 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 530 PATTON LOOP?+

The most recent tax bill on record (2024) was $4,017. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 530 PATTON LOOP?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bartow?+

At $298,000, this home is listed about 8% below the Bartow median of $325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 530 PATTON LOOP?+

Bartow Senior High School (high), Bartow Middle School (middle), James E. Stephens Academy (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX REALTY UNLIMITED · Trevor Skeens. MLS #TB8490605.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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