Ashton Harris
$219,0002 bd2.5 ba1,529 sqft$143 /sqft$2,476 /mo all-in ↓

4828 PEBBLE BEACH DRIVE UNIT A1108, ORLANDO, FL, 32811

Active1 days on marketListed Aug 16, 2026MLS #O6433898

CondominiumCYPRESS WOODS CONDO

About this home

4828 PEBBLE BEACH DRIVE UNIT A1108

Virtually Staged. LIVE THE ORLANDO LIFESTYLE at 4828 Pebble Beach Dr! Ideally located near The Mall at Millenia, Universal Studios, Valencia College, the Florida Turnpike, shopping, dining, and entertainment, this two-story 2-bedroom, 2.5-bath condo offers the perfect blend of comfort, convenience, and Florida living. Step inside to a spacious living area overlooking a peaceful nature creek and mature trees. The private primary-bedroom balcony offers a beautiful view of the community pool, while the cozy, private kitchen nook creates the perfect spot for morning coffee or casual meals. Recent updates add comfort and peace of mind, including a new HOA-installed roof in 2024, new first-floor flooring in 2023, updated kitchen cabinets in 2019, a new water heater in 2022, and both HVAC units replaced in 2025. Two assigned parking spaces are available exclusively for you, 291A and 291B. Additionally, the association adds even more convenience and value with included internet, exterior maintenance, ground care, trash collection, pool and tennis court maintenance, and more! Whether you're looking for a primary residence, seasonal getaway, or investment opportunity, this home puts you in the heart of Central Florida living. Come enjoy the convenience, relaxation, and excitement of Orlando, all from a place you can call home! MOTIVATED SELLER!

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,529

Sqft

0.11 ac

Lot size

1973

Year built

Two

Levels

$143

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionWood Frame · Wood Siding
FoundationSlab
FacesEast
ParkingOther
ExteriorCourtyard · Lighting · Tennis Court(s)

Community & fees

HOA fee$769/mo
Taxes (2024)$1,931/yr
PetsYes
CommunityPool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,476 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,289
FHA mortgage insurance (est.)$97
Property tax — 2024 actual bill$161
Condo fee — from the listing$769
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,665Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,665
Interest rate6.00%
Loan term

Estimated payment

$2,476/mo

Principal & interest$1,289
FHA mortgage insurance (est.)$97
Property taxes (actual bill)$161
HOA / condo fee$769
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $219K
$167KedgeAI estimate $199,112 · range $174K$263K$273K

vs edgeAI estimate

+10%

$/sqft vs CYPRESS WOODS CONDO

$143 vs $153

Days on market

1 vs 42 typical

Where $143/sqft sits among the 6 homes for sale in CYPRESS WOODS CONDO

1
0
2
0 · this home
1
2
$87–102$102–116$116–130$130–145$145–159$159+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Florida Center North

Map of 4828 PEBBLE BEACH DRIVE UNIT A1108 inside its neighborhood boundary

Drive times from this address

Universal Orlando6 min
Downtown Orlando10 min
Walt Disney World22 min
Orlando Int’l Airport (MCO)25 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Florida Center North — neighborhood snapshot

Population

14,112

Median age

32

Median income

$63,109

Median home value

$193,600

Avg household

2

Households w/ children

1,700

For the school run

Orange County School District

ElementaryMillennia Elementary★★★★
HighDr. Phillips High★★★★★
MiddleSouthwest Middle★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

3 of 6

CYPRESS WOODS CONDO have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 37% above the ORLANDO 32811 median. See the full Orlando market guide →

Paper trail

This home's history

Aug 16, 2026Listed at $219,000 · 1 days on market since
1973Built · CYPRESS WOODS CONDO

Reality check

What actually sold near 4828 PEBBLE BEACH DRIVE UNIT A1108

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5301 BURNING TREE DRIVE UNIT FSold · Oct ’25

$155,000

5301 BURNING TREE DRIVE UNIT F · same community

3 bd · 2 ba · 1,379 sqft · $112/sqft · 105 DOM

5302 JASMINE CREEK LANE UNIT 1304Sold · May ’26

$130,000

5302 JASMINE CREEK LANE UNIT 1304 · same community

2 bd · 2.5 ba · 1,703 sqft · $76/sqft · 113 DOM

5316 PEBBLE BEACH DRIVE UNIT ESold · Jan ’26

$166,000

5316 PEBBLE BEACH DRIVE UNIT E · same community

2 bd · 2.5 ba · 1,308 sqft · $127/sqft · 321 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Ashton Harris

Your agent

Ashton Harris

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4828 PEBBLE BEACH DRIVE UNIT A1108 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4828 PEBBLE BEACH DRIVE UNIT A1108 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Ashton's phone and CRM.

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Straight answers

4828 PEBBLE BEACH DRIVE UNIT A1108 FAQs

What would the monthly payment be for 4828 PEBBLE BEACH DRIVE UNIT A1108?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,476/mo — principal and interest, the actual property-tax bill, the $769/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4828 PEBBLE BEACH DRIVE UNIT A1108?+

The association fee works out to $769 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4828 PEBBLE BEACH DRIVE UNIT A1108?+

The most recent tax bill on record (2024) was $1,931. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4828 PEBBLE BEACH DRIVE UNIT A1108?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $219,000, this home is listed about 44% below the Orlando median of $388,500. The market section on this page shows how the area is trending.

Which schools are assigned to 4828 PEBBLE BEACH DRIVE UNIT A1108?+

Millennia Elementary (elementary), Dr. Phillips High (high), Southwest Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$219,000 runs 37% above the ORLANDO 32811 median.

02Know the monthly fee

The association fee is $769/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Fresh on the market

Only 1 day on market in a Orlando market that averages 42 — if it fits, move quickly.

Listing courtesy of MARK SPAIN REAL ESTATE · ARod Rodriguez-Aponte. MLS #O6433898.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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