26 OCEAN VISTA LANE, PALM COAST, FL, 32137
Active10 days on marketListed Aug 1, 2026MLS #FC320366
About this home
26 OCEAN VISTA LANE
Welcome to your own slice of coastal paradise. This beautifully updated 4 bedroom, 3 bathroom home offers the perfect combination of modern comfort and breathtaking ocean views. Situated behind a protected natural dune, the home enjoys sweeping views of the Atlantic while benefiting from the added privacy and natural buffer the dune provides. Beach walkovers are conveniently located at both ends of the street, and MalaCompra Park just steps away, making it easy to enjoy morning beach walks, scenic nature trails, and everything Florida's coast has to offer. Inside, you'll find a bright, open floor plan designed for comfortable everyday living or effortless entertaining. The updated kitchen features modern cabinetry, stainless steel appliances, granite counter tops, and a breakfast bar overlooking the spacious living area with a cozy fireplace. Luxury vinyl plank flooring flows throughout the main living spaces, and all three bathrooms have been renovated with timeless finishes. The first floor primary suite provides added convenience and flexibility for guests or multi generational living. Step outside to enjoy the fully screened lanai overlooking the spacious, fully fenced backyard, offering plenty of room to relax, entertain, or let pets play. A detached storage building provides extra space for bicycles, beach gear, and outdoor equipment. The highlight of the home is the expansive rooftop observation deck, where sweeping ocean views and refreshing sea breezes create the perfect setting for morning coffee, evening sunsets, or simply unwinding after a day at the beach. Experience the best of coastal living in this beautifully updated beachside home. Schedule your private tour today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,946
Sqft
0.22 ac
Lot size
1977
Year built
Two
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$198 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$198/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Coast actives
$3 vs $223
Days on market
10 vs 49 typical
Where $3/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
199 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 26 OCEAN VISTA LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$222,000
8 SWEETBAY DRIVE
3 bd · 2 ba · 1,950 sqft · $114/sqft · 113 DOM
Sold · Mar ’26$520,000
14 DOGWOOD TERRACE
3 bd · 2 ba · 1,834 sqft · $284/sqft · 31 DOM
Sold · Dec ’25$840,000
200 OCEAN CREST DRIVE UNIT 513
3 bd · 3 ba · 1,818 sqft · $462/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ashton Harris
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 26 OCEAN VISTA LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 26 OCEAN VISTA LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ashton's phone and CRM.
Straight answers
26 OCEAN VISTA LANE FAQs
What would the monthly payment be for 26 OCEAN VISTA LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $198/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 26 OCEAN VISTA LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $5,250, this home is listed about 99% below the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 26 OCEAN VISTA LANE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32137 market on paper
$5,250 is 99% below the PALM COAST 32137 median of $379,990, and at $3/sqft it sits under the Palm Coast average of $258.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SELECT PROFESSIONALS · Pam Capela. MLS #FC320366.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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