17 PINEWOOD CIRCLE, SAFETY HARBOR, FL, 34695
Active1 days on marketListed Aug 12, 2026MLS #A4701313
About this home
17 PINEWOOD CIRCLE
Welcome to your own private retreat in the sought-after Bay Woods community of Safety Harbor! Beautifully renovated and thoughtfully designed, this spacious 3-BEDROOM + HUGE DEN/OFFICE (POTENTIAL 4TH BEDROOM) POOL HOME offers exceptional versatility, abundant NATURAL LIGHT, VAULTED CEILINGS, and an incredible multi-level layout unlike anything else on the market. From the moment you step inside, you’ll appreciate the seamless flow and inviting atmosphere. The light-filled second living room features French doors that open directly to the pool, creating a seamless connection between indoor and outdoor spaces. The main-level primary suite offers privacy and comfort with a LARGE WALK-IN CLOSET and beautifully updated en-suite bath featuring a SOAKING TUB, FLOATING VANITY, and a generous amount of space. Upstairs is designed for entertaining with a formal dining room, and a beautifully updated kitchen featuring QUARTZ COUNTERTOPS, DOUBLE OVENS, STAINLESS STEEL APPLIANCES, a FLAT-TOP COOKTOP, and abundant cabinetry overlooking the inviting family room with a WOOD-BURNING FIREPLACE. Two additional bedrooms and a full guest bath complete the upper level. The lower level is a true standout, offering an expansive 771 SQ. FT. ENTERTAINMENT ROOM, a FULL BATHROOM, and a laundry room. This area could be used as a guest suite, home office, gym, media room, or private space for a young adult or in-law. Step outside to your own backyard oasis featuring a FRESHLY RECOATED 10-FOOT-DEEP POOL, an expansive BRICK PAVER PATIO, a convenient POOL BATHROOM, and a FULLY FENCED, HUGE BACKYARD with endless room to entertain, play, garden, or simply relax. NO DIRECT REAR NEIGHBORS. One of the home’s most impressive features is the OVERSIZED GARAGE with a 16-FOOT GARAGE DOOR, perfect for BOAT STORAGE, RV STORAGE, a workshop, or all your recreational toys. It's massive, yet remarkably discreet from the outside, blending seamlessly with the home's exterior. NOT located in a flood zone. Recent updates include a NEW ROOF (2025), TWO NEW A/C UNITS, FRESH POOL RECOATING, and numerous modern finishes throughout, making this home truly MOVE-IN READY. Located in the desirable Bay Woods community with a LOW VOLUNTARY HOA OF ONLY $100 PER YEAR, you’ll be just a 5-MINUTE BIKE RIDE TO PHILIPPE PARK, offering scenic waterfront trails, picnic pavilions, playgrounds, and a public boat ramp. DOWNTOWN SAFETY HARBOR is only 7 MINUTES AWAY, where you’ll enjoy local restaurants, boutique shopping, and the popular Market on Main. TAMPA INTERNATIONAL AIRPORT and Florida’s WORLD-RENOWNED GULF BEACHES are approximately 20 MINUTES AWAY. THIS IS TRULY A HOME THAT MUST BE SEEN IN PERSON. The photos simply cannot capture the incredible FLOW, LAYOUT, NATURAL LIGHT, and SPACIOUS FEEL throughout the home. If you’re looking for a property with incredible flexibility, generous living space, a HUGE FENCED BACKYARD, POOL, and an unbeatable Safety Harbor location, THIS IS THE ONE!
Facts & features
The home at a glance
3
Bedrooms
4
Bathrooms
2,880
Sqft
0.24 ac
Lot size
3
Garage
1985
Year built
Three Or More
Levels
$330
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,188 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,188/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Safety Harbor actives
$330 vs $324
Days on market
1 vs 62 typical
Where $330/sqft sits among the 93 Safety Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Safety Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Safety Harbor. See the full Safety Harbor guide →
SAFETY HARBOR 34695 — neighborhood snapshot
Population
17,882
Median age
50.6
Median income
$96,138
Median home value
$418,200
Avg household
2.42
Households w/ children
1,727
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Safety Harbor market
$548K → $554K
Safety Harbor median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
57 of 93
Safety Harbor actives have cut their price
Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 85% above the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 17 PINEWOOD CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$410,000
34 HICKORY LANE · same community
3 bd · 2 ba · 2,143 sqft · $191/sqft · 88 DOM
Sold · Dec ’25$585,000
20 PINEWOOD CIRCLE · same community
3 bd · 2 ba · 1,780 sqft · $329/sqft · 37 DOM
Sold · Jun ’26$1,500,000
2165 MAJESTIC OAKS BOULEVARD
3 bd · 3 ba · 2,905 sqft · $516/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ashton Harris
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 17 PINEWOOD CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17 PINEWOOD CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ashton's phone and CRM.
Straight answers
17 PINEWOOD CIRCLE FAQs
What would the monthly payment be for 17 PINEWOOD CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,188/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 17 PINEWOOD CIRCLE?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 17 PINEWOOD CIRCLE?+
The most recent tax bill on record (2025) was $6,386. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 17 PINEWOOD CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Safety Harbor?+
At $950,000, this home is listed about 58% above the Safety Harbor median of $599,900. The market section on this page shows how the area is trending.
Which schools are assigned to 17 PINEWOOD CIRCLE?+
Countryside High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$950,000 runs 85% above the SAFETY HARBOR 34695 median — but at 2,880 sqft it's also 51% larger than the typical Safety Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Safety Harbor market that averages 62 — if it fits, move quickly.
04Strong assigned schools
Countryside High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of GERMINAL X REAL ESTATE AUTHORITY · Kate Germinal. MLS #A4701313.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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